Individuals - Banco SantanderFind everything you need to know about our products for individuals, such as accounts, cards, loans, mortgages, pension plans and investment funds.

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Don't give it another thought

Come to Santander and enjoy it for 0€ per month meeting conditions1. Renting to 36 months.

Jump into the music with Santander SMusic

By becoming a customer, you will be eligible for discounts on festivals and concerts.

And you'll enjoy exclusive ticket pre-sales and artist meet & greets.

Need any help?

Get in touch

Branches and ATMs

Over 1,827 branches and more than 4,700 ATMs across Spain.

Help Centre

If you have any questions, queries or issues, you can contact us through a number of different channels so that we can help you.

Book an appointment at your branch

You won't have to wait in a queue – choose the date and time to visit your branch and speak with a relationship manager.

Always Connected

If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.

Online Banking: no restrictions on time or place.

You decide how, when and where to interact with your bank. We make it easy for you: you can access accounts and cards from your mobile and carry out transactions.

Manage your money from the app

Bizum

Send money easily using Bizum.

Financial assistant

Track your expenses and income for the month with graphs.

Control your cards

Block, turn on or turn off your cards and check their PIN and CVV numbers.

Always receive up-to-date information

Set your alerts to always be kept up-to-date.

Apply for products online, without leaving your home

Technology is there to help you. That's why you can contact us at any time. Open accounts, apply for cards, take out insurance policies, set up pension plans and apply for many more products online ...

From wherever you want

Digital Banking

Access your accounts and cards whenever you want, either via online banking on your computer or the Santander App on your mobile.

Mobile payments

Paying with your phone is very easy using our app and the main forms of mobile payment: Apple Pay, Samsung Pay, Bizum and more.

Offices and ATMs

You will have access to an extensive network of ATMs, with more than 30,000 worldwide!

1. Renting offered by Banco Santander. Monthly rent of the iPhone 17 Pro 256 GB Without Insurance €33.99/month. A bonus of €33.99 net per month (after applying tax withholding) will be received for taking out a 36-month technology lease for individuals who (1) direct deposit their salary or pension equal to or greater than €3,000 or self-employed or mutual insurance quota for the first time and maintain it together with (2) the direct debit of two monthly bills, (3) a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and (4) they have Bizum active at Banco Santander. It is necessary to meet all the conditions and adhere to the campaign. Promotion valid until 14/01/2026. Renting operations and credit card granting subject to prior approval by the bank. Check the conditions of the promotion in bancosantander.es. At the end of your lease contract you can return it, hire a new one or keep it by buying it for a value of: €396 (VAT included). Rental offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.

2. Granting of the card subject to prior approval by the Bank. This card allows for deferred payment (revolving). Remember to use your credit card responsibly. The abusive use of financing implies a risk of over-indebtedness with long-term consequences that can affect your financial planning.

3. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 31/01/2026 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.

4. Operation subject to prior approval by the Bank. Renting offered by Banco Santander S.A. for the first three years, from the fourth year the contract with Banco Santander S.A. ends and is extended with Movistar Prosegur Alarmas S.L. Check conditions.