INDIVIDUALS

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Jump into the music with Santander SMusic

EXCLUSIVE
PRE-SALES
EVENT
DISCOUNTS
MEET&GREET
WITH ARTISTS

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Tell us, what do you need?

ACCOUNTS AND CARDS

MORTGAGES

SAVING AND INVESTMENT

LOANS

INSURANCE AND ALARMS

SUSTAINABILITY

Do you have doubts?

Go to Help Center

Find out our locations

Santander Boutique

How to deactivate your card?

Take advantage of your Online Banking

From the App or the computer, you have what you need from your bank, much closer.

LEARN MORE

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MORTGAGES

Santander Mortgages

We accompany you throughout the process, offering you personalized attention.

CAR RENTING

Re-release with renting

Cars from previous leases with fast delivery.

See conditions. Subject to prior approval by the Bank.

CARDS

Santander Credit Card⁴

It gives you 1% back on your purchases for 1 year (up to €10 net/month)⁵. Valid until 6/30/25. Check conditions.

SANTANDER BOUTIQUE

iMac 24” M4

Rent it out with renting² from €35.99/month (VAT included) for 36 months and insurance included³.

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BLOG SANTANDER

How to withdraw money without a card

We tell you how to withdraw cash with code or using your mobile at our contactless ATMs.

FAQs

How long does a bank transfer take?

Plan your payments and transfers knowing how long they take effect.

FAQs

What types of bank accounts are there?

Different accounts to meet your needs, get to know them so you can choose the one that best suits you.

FAQs

What are the differences between a co-owner and an authorized one?

Learn what an authorized person or a joint owner can do and choose the most suitable figure for you.

YOU ARE INTERESTED

What are the differences between a loan and a credit?

How to deposit money at an ATM?

How can I finance a purchase?

What do the digits of the account number mean?

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Regular contributions to funds: what they are and what are their advantages

One way to save is to make small contributions from time to time to an investment fund.

KNOW MORE

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What is Sustainable and Responsible Investment or ISR?

In addition to financial criteria such as profitability, you can choose to invest with other criteria.

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What is partial retirement? Modalities and requirements

Learn all about partial retirement: an intermediate step between work and retirement.

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How can I calculate the retirement pension I will receive?

What is financial risk diversification?

Guide to know how to invest in the stock market

SIMULATOR

Calculate the monthly payment of your mortgage and its associated expenses

Whether your main home or second residence, new or used, know the monthly payment of your mortgage for any province.

What is the difference between fixed and variable mortgage?

Know the characteristics of each one so that you can make the best choice.

5 tips for choosing a mortgage

Choosing a mortgage is not easy. Here are the keys to find the one that best suits you.

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How does the new mortgage law affect you?

What are the costs of arranging a mortgage?

I want to build my own house, how do I do it?

¿Cómo puedo calcular la pensión de jubilación que cobraré?

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Always Connected

If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.

Online Banking: no restrictions on time or place.

You decide how, when and where to interact with your bank. We make it easy for you: you can access accounts and cards from your mobile and carry out transactions.

Get your codes

Send money easily using Bizum.

Track your expenses and income for the month with graphs.

View and manage your bills.

Block, turn on or turn off your cards and check their PIN and CVV numbers.

Set your alerts to always be kept up-to-date.

Arranging products

We believe that technology can also benefit people and that is why we are wherever you are. You can arrange online: accounts, debit and credit cards, pension plans, insurance, pre-approved loans...

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Your bank is always with you

We make our services available to you from any place: Santander Orienta, search for you nearest branch or ATM, chat, Superlínea, assistant for questions and video tutorials.

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From wherever you want

Digital Banking

Digital Banking

Access your accounts and cards whenever you want, either via online banking on your computer or the Santander App on your mobile.

Mobile payments

Mobile payments

Paying with your phone is very easy using our app and the main forms of mobile payment: Apple Pay, Samsung Pay, Bizum and more.

Offices and ATMs

Offices and ATMs

You will have access to an extensive network of ATMs, with more than 30,000 worldwide!

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And much more

Santander Scholarships

More than 20.000 scholarships for university studies, national and international mobility and development of research projects.

Santander Experiences

Discover all the experiences we have prepared for you

Work Café

Find in one place your bank, a cowork and specialty coffee.

Apps Santander

Learn about the apps you can use to carry the bank in your pocket.

Smart Red Offices

A new model of offices and of relating to you because we value your time.

iPhone 16 friends and family

Solve doubts about how to enjoy an iPhone 16.

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1. Renting offered by Banco Santander. Monthly rent for iPhone 16e 128 GB Uninsured €20.70/month and iPhone 16 PRO 128 GB Uninsured €30.99/month. A bonus of €20.70 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for the contracting of a 36-month technological lease for individuals who direct deposit their salary or pension for the first time over €1,200 or self-employed or mutual insurance quota and maintain it together with the direct debit of two monthly bills, a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and active Bizum at Banco Santander. A bonus of €30.99 net per month will be received (after applying the withholding according to current tax regulations, currently 19%) for taking out a 36-month technological lease for individuals who direct deposit their salary or pension equal to or greater than €3,000 for the first time and maintain it together with the direct debit of two monthly bills, a monthly credit card movement or account balance equal to or greater than €1,000 every day of the month and active Bizum at Banco Santander. It is necessary to meet all the conditions of the promotion and join the campaign using the form available to customers. Promotion valid from 01/04/2025 to 30/06/2025. Renting and credit card operation subject to prior approval by the bank. Check the rules of the promotion here. At the end of your lease contract you can keep the iPhone 16e 128 GB buying it for a value of: € 141.57 (VAT included), or the iPhone 16 PRO 128 GB buying it for a value of: € 243.21 (VAT included), return it or hire a new one to always be up to date. Renting offers valid in the Peninsula, Balearic Islands and Canary Islands, not valid in Ceuta and Melilla.

2. Leasing subject to prior approval by the Bank.

3. The insurance covers theft, accidental dropping and screen breakage. In addition, the policy includes replacement coverage for smartphones and tablets if they cannot be repaired and the damage exceeds €90.

4. Operation subject to prior approval by the Bank.

5. Once the tax withholding has been applied in accordance with the Regulations in Force. The maximum amount of reimbursement to be received per month will be €10 net/month. Promotion valid until 30/06/2025 for customers who take out the Santander Credit Card for the first time. Check the conditions of the promotion here.