Accionistas Santander

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1/6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

This risk indicator refers to current accounts

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How can you buy Banco Santander shares online

clients

If you are a customer

Enter your online banking login credentials and buy your shares:

BUY SHARES

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Are you a Private Banking customer?

You can buy Santander shares here:

BUY SHARES

IF YOU'RE NOT A CUSTOMER YET

Open an Online Account

An account with no fees and no conditions: no salary, bills or commitment period required.

This is a non-interest bearing account (0% NIR, 0% APR) for new customers. Find out more.

OPEN ACCOUNT

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Key quarterly data for Santander shares

Yield per dividend, including repurchase plans:

10.79%

Cash dividend paid in the last 12 months including buyback plans / average share price in the year.

Market recommendation (Bloomberg analysts):

97% buy/keep

Target price

5.68€

Data: Bloomberg 31/12/2024

What are the benefits of being a Banco Santander shareholder?

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Remuneration
No fees
Reinvestment account
Promotions and discounts

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1. What is the remuneration for shareholders?

Currently, the shareholder remuneration policy consists of distributing approximately 50% of the Group's net attributable profit divided 50/50 between cash and share repurchase.

The cash dividend is paid 2 times a year, usually in May and November.

Shareholder remuneration charged to 2024

FINAL CASH DIVIDEND*		TOTAL CASH DIVIDEND*
€11 cents per share		€21 cents per share
Expected to be paid from 2 May 2025

SHARE REPURCHASES		FULL SHARE BUYBACK
€1,587 million		€3,112 million
charged to the benefits of the 2nd semester

PAYOUT**		TOTAL REMUNERATION*
c. 50%		€6,300 million
Group attributable profit

*Subject to the approval of the 2025 shareholders' meeting.
**Shareholder remuneration policy: c.50% of the Group's reported profit (excluding non-cash impacts or capital ratios), distributed c.50% in cash dividends and c.50% in buybacks. The implementation of the shareholder remuneration policy and any buybacks to distribute excess CET1 are subject to corporate and regulatory approvals.

2. What fees are you exempt from if you are a Banco Santander shareholder?

You are exempt from these fees:

Share administration and custody.
Dividend payment.
Capital transactions and share transfer.

And up to 40% off the Santander share purchase fee

The discount will apply depending on your share purchase and is subject to certain terms and conditions.

After the 40% discount is applied, the following fees will be charged: for digital channel purchases up to €2,000, a fee of €1.80 per transaction; for purchases between €2,000 and €15,000, a fee of €3.60 per transaction; and for purchases over €15,000, a fee of 0.15% on the transaction's value.

To be exempt from fees, you need to have shares with Banco Santander. If you have shares with another bank, switch them over!

TRANFER SHARES

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3. How can I reinvest my dividends automatically?

With the Dividend Reinvestment Account, you can expand your Santander share portfolio by reinvesting your Santander dividends automatically in new shares.

Interest-bearing account (10.00% NIR, 10.25% APR¹) and no fees or costs.
After you open the account, your Santander dividends will be automatically reinvested in new Santander shares.
You can choose the dividend percentage you wish to reinvest.

OPEN ACCOUNT