Justice

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1/6

This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.

Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.

This risk indicator refers to the Justicia current account.

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Benefits for Justice employees

If you're an employee in the Justice sector, at Banco Santander we have a series of services adapted to you, whether you are exercising your profession on your own or working for someone else.

Judges, Public Prosecutors, Lawyers belonging to the Ministry of Justice, forensic doctors, officials, lawyers, attorneys, labour relations expert, notaries or registrars are some of the profiles that can access these specially selected products and services.

Cuenta Justicia¹. A transactional current account that will allow you to have debit and credit cards²; make unlimited deposits and be able to carry out multiple transactions and enjoy exclusive benefits.
This account has no maintenance or administration fees, nor for transfers³ or depositing cheques in euros.

Financing⁴. We help you with your expenses and projects.

Mortgages
Santander Justicia has an exclusive range of mortgages, whether to acquire your home, second residence or even carry out renovations in your professional office.
Consumer
Get a limit of €100,000 to finance your purchases.
Anticipo Nómina 6x6⁵
If you have your salary paid into your account you can get an advance of up to six monthly payments for up to a maximum of €12,000. In addition, you will have a period of 36 months to repay it and there will be no monthly repayments due during the first six months.

Cards. Manage your accounts with Santander Cards.

Santander Debit Card
A card you can use to make debit withdrawals free of charge from any of the 30,000 Santander ATMs worldwide. There is no issuance or maintenance fee. An accident insurance policy⁶ up to EUR 120,000.
Santander Credit Card⁷
A credit card with no issuance or maintenance fee, with deferred payment NIR 18% (APR 19.56%). Cash withdrawals at ATMs in Spain can be: Credit withdrawals against the card's credit limit or debit withdrawals, with immediate debiting of the account. Debit cash withdrawals at 30,000 Santander ATMs all over the world for free. An accident insurance policy⁶ up to EUR 120,000.

Insurance. Protect your day-to-day and your loved ones.

Home Insurance. Coverage against any damages that your home may suffer.
Life insurance. Your family is the most important thing, we can help you protect it against unforeseen events.
Health Insurance. Ensure your well-being and that of your loved ones.

Conduct your court transactions with Santander

Santander Online Banking allows you to directly carry out a series of daily operations. Gain access using your customer details and perform some of your professional tasks comfortably and flexibly.

Payment of deposits in court. Make payments to the Public Administration wherever and whenever you want.
Court Accounts. Enter the details and receive the information you need.

Furthermore, as a customer of Banco Santander and forming part of the Justice sector, you will have access to a series of special services and benefits for you and your family:

Online access to Court Accounts.
A discount when buying Altamira, Diglo and Casaktua homes. You can purchase the properties owned by the Santander Group with special discounts, both new builds and second-hand homes.
Benefits for spouse and family:

Scholarship programs and internships at companies for your children.
Preferential financing for their studies.
Current account and debit card for your children under 25.
Free additional cards for your spouse.
Access to the same preferential financing conditions for your spouse as joint account holder.

In order to benefit from the products available to the Justice professional groups, it will be necessary to supply documentary evidence demonstrating that you are a member of the group.
1. NIR: 0% APR: 0%, calculated using the constant payment method on the assumption that a daily balance of EUR 7,000 is held permanently for 1 year, with an annual nominal interest rate of 0% and with an account maintenance fee of €0.
2. Granting of the card subject to prior approval by the Bank. This card allows deferred payment. Keep in mind that, if you choose too low a fee, your debt may last longer than expected, since the monthly fee will be used first of all to pay interest and commissions and in a smaller amount to the amortization of the principal. Remember to use your credit card responsibly. The abusive use of financing involves a risk of over-indebtedness with long-term consequences that can affect your financial planning.
3. Exemption of transfers in euros, national and EU transfers online, via mobile banking or ATMs. Not applicable to urgent and immediate operations.
4. Financing transactions subject to the Bank’s prior approval.
5. Financing subject to prior approval by the bank. Request the INE (European Standard Information) at your office. APR of 2.04% calculated according to the French repayment system in constant installments for loans amounting to € 6,000 that is amortized in advance in the 6th month. Total amount owed € 6,060, broken down into: € 6,000 principal + € 60 opening commission + € 0 interest. A one-time fee in the sixth month of € 6,000. From the 7th month nominal annual interest rate 11% (APR 8.74%) calculated according to the French repayment system in constant installments for loan amounting to € 6,000 for a term of 36 months. Total amount due 6,950.10, broken down into: € 6,000 principal + € 60 opening commission + € 890.10 interest. Monthly fee for the first six months € 0. Fee from month 7 to 36: € 229.67.
Total cost of the loan: € 1,010.10.
6. Accident insurance: Santander Seguros y Reaseguros, Compañía Aseguradora, S.A. This contract has been drawn up through Santander Intermediación Correduría de Seguros, S.A. Listed as J-989 in the Special Insurance Brokerage Company Register. Third-party liability and financial capacity covered in accordance with applicable law.
7. Representative example (according to the parameters required by the regulations on regulation and control of advertising of banking services and products): NIR 18%. APR: 19.56%, considering an amount of € 1,500 and an issue and maintenance fee of € 0. Total amount owed € 2,114.88 that would be refunded in 48 monthly installments of € 44.06. However, it is noted that in accordance with the minimum limits for the amortization fee provided for in the contract (3% of the balance arranged with a minimum of € 25) considering the same amount provided, the total amount owed will be € 1,835.19 and will be refunded in 27 monthly installments of € 67.97. Calculations made according to the constant fee amortization system.