Loyalty program

We reward your patience for gradual investment. You will receive a 1% bonus for signing up or making periodic contributions¹.

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Why form part of the loyalty program?

At Santander we believe that a good way to save and invest is by doing it gradually. Therefore, we wanted to reward the customers that do so with our Loyalty Programme. Customers who make periodic contributions to Pension Plans or periodic payments into Investment Funds, will obtain an annual bonus for subscriptions or periodic contributions.

With this periodic savings program you will benefit from:

Flexibility: you decide how much you want to contribute each month. You can set up automatic subscriptions and contributions, you can suspend them temporarily, and increase or reduce them depending on your circumstances..

Adaptability: you can choose how much of your savings you want to allocate to the the subscription or contribution plan, which means you can maintain a steady cash flow.

Diversification of market risks: when making subscriptions or contributions each month, you will be able to mitigate the effects of the ups and downs of the market.

Savings: you will be able to plan your long-term savings and investment goals better, looking ahead to retirement, for example, while being able to control your current financial stability.

Relevant information

1. Click here to see the conditions of the Bonus programme for periodic subscription orders for investment funds. Click here to see the conditions of the Bonus Programme for periodic contributions to pension plans and individual welfare plans. A total minimum amount of 600 euros per year must be processed for periodic orders. The promotional bonus is a return on movable capital, subject to the corresponding payment on account in accordance with the applicable tax regulations. Participation in these Programmes does not involve any changes to the products or contracts signed by the participants in the Programmes. In any case, these programmes do not lead to the contractual novation of the contracts that the participants have entered into with the Bank.

Investment funds involve certain risks (market, credit, liquidity, currency, interest rate, sustainability risk etc.), and therefore some or all of the investment may be lost. The risks are set out in the fund's prospectus and Key Investor Information Document (KIID).

Before taking the decision to invest, you must consult the fund's prospectus and KIID, which are available from the supervisory body concerned and can also be found on the fund manager's website (www.santanderassetmanagement.es). The decision to invest in the fund must be taken in due consideration of all the characteristics or objectives of the fund described in the fund's prospectus and KIID. The investment hereby promoted refers to the acquisition of units in an investment fund, and not in in a particular underlying asset. Past performance is not a reliable indicator of future results, and if the fund is denominated in non-euro currencies its performance may rise or fall in response to monetary fluctuations.

The taxation of returns obtained from investments will depend on the tax legislation applicable in your case and may vary in the future.

Management Company: SANTANDER ASSET MANAGEMENT, S.A., S.G.I.I.C., filed with the CNMV under number 12. Depository Institution: CACEIS BANK SPAIN, S.A., filed with the CNMV under number 238. Marketing company: BANCO SANTANDER, S.A., filed with the CNMV under number 49.

This is an advertising communication, for commercial purposes. This is not contractual information or a legal requirement; nor should it be treated as a recommendation to invest or any form of advice, and it is not sufficient in itself as the basis for a decision to invest.

Find out more about the pension plans and investment funds included in the programme

This Loyalty Program is aimed at natural persons or legal entities, resident or non-resident in Spain (excluding U.S. Person according to the terms set forth in the Program). The pension plans and investment funds included are as follows:

Pension Plans and EPSV¹:

Personal Pension Plans: Mi Proyecto Santander Sostenible 2025, P.P. Mi Proyecto Santander Sostenible 2030, P.P. Mi Proyecto Santander Sostenible 2035, P.P. Mi Proyecto Santander Sostenible 2040, P.P. Mi Proyecto Santander Sostenible Smart.

Individual Benefit Plans: Mi Proyecto Santander Sostenible 2025 P.P.S.I., Mi Proyecto Santander Sostenible 2030 P.P.S.I., Mi Proyecto Santander Sostenible 2035 P.P.S.I. y Mi Proyecto Santander Sostenible 2040 P.P.S.I. and Mi Proyecto Santander Sostenible Smart P.P.S.I

Click here to view the conditions of the Reward Program for making regular contributions to Pension Plans and Individual Benefit Plans.

I WANT TO CONTRIBUTE TO MY PLAN

Investment Funds²:

Santander Sostenible Crecimiento, FI, Santander Sostenible Evolución, FI, Santander Sostenible Acciones, FI, Santander Gestión Global Crecimiento FI, Santander Gestión Global Equilibrado FI, Santander Gestión Global Decidido, FI.

Click here to see the conditions of the Bonus programme for periodic subscription orders for investment funds.

I WANT TO SUBSCRIBE TO MY FUND

Relevant information

A total minimum amount of 600 euros per year must be processed for periodic orders. The promotional bonus is a return on movable capital, subject to the corresponding payment on account in accordance with the applicable tax regulations. Participation in these Programmes does not involve any changes to the products or contracts signed by the participants in the Programmes. In any case, these Programmes do not lead to the contractual novation of the contracts that the participants have entered into with the Bank.

1. The Managing Entity for Pension Plans: Santander Pensiones, S.A. EGFP; Depository: Caceis Bank Spain S.A.; Promoter: Banco Santander, S.A.
The KIID (Key Investor Information Document) is available at www.bancosantander.es and www.santanderassetmanagement.es.
Pension plans are products that depend on fluctuations in market prices and other variables, therefore, the plan does not guarantee any return.
The Managing Entity for Individual Social Security Plans (EPSV) : Santander Pensiones, S.A. EGFP; Depository: Santander Securities Services, S.A.; Promoting partner: Banco Santander, S.A.
The KIID (Key Investor Information Document) for the benefit plans of the EPSV is available at www.bancosantander.es and www.santanderassetmanagement.es
The assets of the benefit plans of the EPSVs are exposed to fluctuations in market prices and other variables, therefore they do not guarantee the recovery of the initial invested capital.

2. Investment funds involve certain risks (market, credit, liquidity, currency, interest rate, sustainability risk etc.), and therefore some or all of the investment may be lost. The risks are set out in the fund's prospectus and Key Investor Information Document (KIID).

Before taking the decision to invest, you must consult the fund's prospectus and KIID, which are available from the supervisory body concerned and can also be found on the fund manager's website (www.santanderassetmanagement.es). The decision to invest in the fund must be taken in due consideration of all the characteristics or objectives of the fund described in the fund's prospectus and KIID. The investment hereby promoted refers to the acquisition of units in an investment fund, and not in a particular underlying asset. Past performance is not a reliable indicator of future results, and if the fund is denominated in non-euro currencies its performance may rise or fall in response to monetary fluctuations.

The taxation of returns obtained from investments will depend on the tax legislation applicable in your case and may vary in the future.

Management Company: SANTANDER ASSET MANAGEMENT, S.A., S.G.I.I.C., filed with the CNMV under number 12. Depository Institution: CACEIS BANK SPAIN, S.A., filed with the CNMV under number 238. Marketing company: BANCO SANTANDER, S.A., filed with the CNMV under number 49.

This is an advertising communication, for commercial purposes. This is not contractual information or a legal requirement; nor should it be treated as a recommendation to invest or any form of advice, and it is not sufficient in itself as the basis for a decision to invest.

© BANCO SANTANDER, S.A. All rights reserved – registered office: Paseo de Pereda, 9-12. SANTANDER. Tax ID A-39000013.