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Banco Santander
Pension plans/EPSV
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Tools to calculate your future

Retirement Simulator

Find out how much the state pension you will receive at the time of your retirement.

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Pension Plan Simulator

Calculate how much you would need to save to supplement your pension and how to get it.

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Pension Plan Redemption Simulator

Learn how much you'll receive when you recover your retirement savings and your options.

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What is the purpose of the retirement tools?

These three tools will help you plan your retirement depending on what stage you are at:

  • Retirement simulator: calculate the public pension you will receive when you reach retirement age by simply entering your date of birth, gross annual salary and how many years you have made contributions for.
  • Pension plan simulator: this simulator uses a series of questions to help you calculate how much you will need to save in order to have the standard of living you want when you retire. These savings will complement the income you receive from your public pension. At the end, the simulator will show you which of the Bank's products could help you to achieve your goal.
  • Pension plan redemption simulator: if you are close to retirement, this simulator can be used to assess the tax impact of redeeming your Pension Plan. To do so, you can estimate how much your gross annual Social Security pension could be and, if you know how much you have saved in your plans, the simulator will suggest options for receiving this amount, whether as income or a lump sum.

Which retirement tool do I need?

Which retirement tool you need depends on your current life situation:

  • If you want to know how much your public pension could be, go to the retirement simulator.
  • If you are looking to choose a pension plan, use the pension plan simulator.
  • If you are close to retirement, you can use the pension plan redemption simulator to plan how you wish to receive the savings you have in your pension plans.
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