Catalan
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SpanishThis risk indicator refers to current accounts
1 / 6
This number is indicative of the risk of the product, being 1/6 indicative of lower risk and 6/6 of higher risk.
Banco Santander is attached to the Credit Institutions Deposit Guarantee Fund. For money deposits the maximum guaranteed amount is 100,000 euros per depositor in each credit institution.
Accounts
Accounts and Treasury
There are very simple ways of managing the accounts and usual operations of your business and even investing a part of your capital. At Banco Santander we offer you options so that your company is always running smooth.
Solutions for freelancers and businesses
PARA AUTÓNOMOS
Business Account for Self-Employed Workers
This is for you if you are self-employed and you are looking for a current account that you can open in just a few minutes.
- No maintenance fee, no conditions. Non-interest-bearing account (0% NIR,0% AER).
- Santander Professional Debit Card with no issuance or maintenance fees.
- No annual billing limit or other conditions.
PARA NEGOCIOS
Business Account for Companies
This is the ideal account for your business or store if you are looking for a fee-free account.
- No maintenance fee, no conditions. Non-interest-bearing account (NIR 0%,AER 0%).
- Santander One Empresas Debit Card with no issuance or maintenance fee.
- Your annual turnover or the annual turnover of the group of companies to which you belong must be less than 2 million euros.
Useful information:
1. Non-interest bearing account. Nominal interest rate: 0%. AER -0,29% for a continuous daily balance of €125,000 for a year, applying an annual nominal interest rate of 0% with an account maintenance fee of €360/year (€90/quarter).
Personas Jurídicas Account
An account with no requirements or conditions for your company1.
Cash flow management
Discover how to invest your excess cash
Liquidity and flexibility
Investment Funds
An investment option that offers liquidity, flexibility and diversification.
Diversity of alternatives
Stock Exchanges and Markets
Discover the wide range of value products.
Need help?
Enter here and find answers to the most frequently asked questions with our online help available 24 hours a day.
Always Connected
If you also think that people come first and then everything else, and that being digital is not an end but rather a means, then we are connected. At any time. However you like. Wherever you want.
Find out the account for your company
Hire online and solve the day-to-day running of your company in an intuitive, simple and agile way.
Manage your company wherever and whenever you want
Information
Check the continuously up-dated positions and access the supporting documents for each movement.
Flexible
Assign different access profiles with different roles.
Convenient
Leave operations pending signature and resume them whenever you want.
Query
Check your correspondence using the Online Banking mailbox.
Advantages for you and your business
Use an advanced search engine to find public grants available for your business and help your company grow abroad with the solutions offered by Santander Trade.
Online Banking
Why switch to Online Banking?
Every day you face new challenges in the management of your company: be more effective, increase profitability, attract customers ... We know it’s not easy, which is why we want to make your company's day-to-day easier with Online Banking.
From wherever you want
Digital Banking
You can make remittances and many more operations online. Discover apps and online banking for companies.
Personal Santander
A digital manager will help you resolve your operations with quick and effective solutions for your finances.
Branches and ATMs
You will have access to an extensive network of Santander ATMs, with more than 30,000 worldwide!