Discounted Loans

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A loan¹ vale to meet working capital or cash shortfall needs

Available to businesses, retailers and self-employed professionals that need a working capital facility, funding to fill a cash shortfall or finance to meet other specific liquidity needs.

A discounted loan is a loan designed for your business, where we reward your loyalty to us with a discount of up to 1.5%.

How do I access a lower interest rate?

As of the first quarter, you will be eligible to receive a discount of 1.5% on the cost of the loan with any of the following products:

INSURANCE²
Your premiums for the last 12 months must have exceeded €500 in order to receive the 0.5% discount.
ARRANGED PRODUCTS
Having contracted any of the following products and meeting conditions, will allow you to obtain a 0.50% bonus:

A leased motor vehicle or technological equipment⁴ with a monthly payment of over €70, or more than one leased motor vehicles or items of technological equipment where the total monthly payments exceed €70 per month.

Movistar Prosegur alarm⁵.

Guarantees¹.

International business products, subject to the amounts agreed on the date on which the credit was arranged and verification that the conditions are met.

COLLECTIONS AND PAYMENTS: POS OR FINANCE
Get 0.5% discount with any of the following products:

Active POS billing³ for at least €9000 in the last 12 months.

A business loan¹ (Agile Collection, Agile Payment or Loan Advances) with a minimum limit of €3000, which you must have arranged at least 90 days prior to the date on which your fulfilment of these conditions is verified.

Carry out foreign currency transactions worth an equivalent of €10,000 in the 12 months prior to arranging the loan and the verification of the fulfilment of these conditions.